Student Loan Debt and Financial Hardships in Health Care Utilization

Student Loan Debt and Economic Outcomes

This policy brief advances the growing literature on how student loan debt affects individuals’ other economic decisions. Specifically, it examines the impact of student loan liabilities on individuals’ homeownership status and wealth accumulation. The analysis employs a rich set of financial and demographic control variables that are not available in many of the existing studies that use credi...

Lessons in financial health and debt management for young physicians: loan consolidation programs, loan deferments, and tax savings.

Weinberg • Special communication M educational debt can be a daunting task for a young physician in the United States. Tuition continues to rise at public and private schools across the country. Higher tuition typically necessitates increased borrowing. In the 2002 Medical School Graduation Questionnaire: All School[s] Report, the Association of American Medical Colleges reports that the mean d...

Disparities in Debt: Parents’ Socioeconomic Resources and Young Adult Student Loan Debt

In an era of rising college costs and stagnant grant-based student aid, many young adults rely on their parents’ resources and student loans to pay for their postsecondary education. In this study I ask how parents’ income and education are linked to young adults’ student loan debt. I develop and test two perspectives regarding the functional form of the association between parents’ income, par...

Is Student Loan Debt Discouraging Home Buying Among Young Adults ?

Measuring Aversion to Debt: An Experiment Among Student Loan Candidates∗

This paper reports the results of an experiment designed to test for the presence of debt aversion. The population who participated in the experiment were recent financial aid candidates and the experiment focused on student loans. The goal is to shed new light on different aspects of the perceptions with respect to debt. These perceptions can prevent agents from choosing an optimal portfolio o...